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Thursday, January 28, 2010

Buying Groceries on a Budget

This article can also be found here.

No matter how many you are shopping for, buying groceries will usually be one of your biggest expenses. Even if you are just buying them for yourself, it will likely be a large expense. That is why it is important to do whatever you can to cut down the cost of groceries. Fortunately, there are a few different things you can do that will help cut down your expenses if you are buying groceries on a budget.

- Make a list beforehand - If you make a list with exactly what you need, you should be able to get in, get what you need, and get out. So make a list of everything that you need beforehand, and don't stray from that list. Have tunnel vision, so to speak. You may be tempted to buy something that you think is a good deal, but if you have your list and have decided you don't really need it, then you should avoid it. This is probably the biggest thing that kills a budget for groceries... you see lots of other things that you think are good deals, and you buy them even if you don't need them.

- Search for discounts - This is pretty obvious, but look around at multiple stores, and look around for coupons to make the things you have to buy a little cheaper. If you can do this on a larger scale it can make a huge difference on the amount that you pay for groceries. Coupons can save you a lot of money, especially if you have a lot of little ones.

- Buy generic - Generally, generic goods will be about the same quality as brand name goods, but at a much cheaper price. So, unless it's something where the brand name is really important, you are probably safe buying generic, and it will save you a good deal of money. Plus, in some cases, you might even find you like the generic better! That has definitely happened for me.

- Don't go grocery shopping when you're hungry - Anytime I go when I'm hungry practically everything looks really good. Then later, when I'm not so hungry, I look at what I've bought and wonder... why? So don't go grocery shopping when you're hungry... because then everything looks good, and then you're bound to spend a little more money than you may have wanted to.

So these are just a few small tips to follow that can help make things easier when you're buying groceries on a budget. If you do these things, and use a little bit of common sense, it will make grocery shopping a little easier, a little cheaper, and that will be very good for your budget.

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